From no budget. . .to knowing your budget simple, practical ways to finding your money, follow your money, and making it work for you
Know Your Budget is . . .
Three-Month Course We walk through your personal finances together through one-on-one sessions, weekly emails, and workable and easy-to-use spreadsheets. The course is divided into 5 sections: 1. Budget Mentoring We review and analyze your income and expenses to define what a meaningful budget is for you. 2. Banking We walk through your checking and savings accounts in order to ensure maximum usage. 3. Debt Management We define what your debt-to-income ratio is, along with your net income. A thorough review and goal management is also completed for your overall outstanding debts. 4. Credit Scores We evaluate and review your credit score. We design and establish goals for your personal finance future and how your credit score plays a role. 5. Paycheck Review We will review the deductions on your paycheck, define what that means for the long-term and tax season.
Know Your Budget is not about . .
Only income taxes While we will cover certain tax topics that affect your pay and your annual tax bill, I am not a tax planner nor a CPA. What I do offer is my expert opinion, advice, and counsel. Investments - while they are great! I am not a Certified Financial Adviser and will not tell you how to trade your stocks for a larger return or dividend. I provide my opinion on tips and tricks for beginner investing.
Know Your Budget is for . . .
Anyone who is interested in learning how to create and use a meaningful budget, is willing to put in the time, energy, and investment to further help their personal finances along and into the future. If you have ever felt that you do not make enough money for a meaningful budget then this is the course for you! This includes individuals (men and women alike), college-aged students, high school seniors, twenty-somethings, thirty-somethings, forty-somethings, fifty-somethings, CFO mom's, newly-weds, the list goes on! Last, but certainly not least, this course is great for the self-employed individual needing to start implementing, tracking and recording their income and expenses on a monthly basis.
Know Your Budget costs . . .
$100 per month billed on a monthly basis with a due date for the first of each month, beginning February 1st. The cost is something we build into your budget, so there are no surprises!