Other than planning for your future and building wealth, did you know that a budget can also affect your health? If you’re feeling stressed when it comes to money, you’re not alone. In fact, money is a top contributor to stress according to a recent survey. Here are some ways a budget can get your stress level under control.
Read MoreIn part one I shared with you four tips to help take control of your finances; create a budget, use expense tracking apps, keep receipts and use expense worksheets, and practice mindful spending. For this second part of simplifying your life, I have a three additional tips to share with you!
Read MoreIn our fast-paced society, it's easy for our finances to spiral out of control. From groceries to regular monthly bills to entertainment, expenses just keep popping up everywhere. That’s why it is crucial to keep track of where our money is going. With a few key strategies, you can take control of your finances and keep peace of mind.
Read MoreEvery October, I find myself surprised by how quickly I go from wearing shorts and sandals to digging through the back of my closet looking for my sweaters. This year, with the rising cost of living, I also found myself trying to keep the thermostat set as low as possible without shivering. Which got me thinking, “What else can I do to lower energy costs this winter?”
Read MoreAnyone else get the sense that life will very soon resume back to what we know as normal? I know things won’t be like 2019, because we may in fact have been changed by the pandemic. As more and more people get vaccinated, it definitely feels like we’re all a bit ready to emerge from our homes and start returning to what we knew as a normal life. In this blog post we’ll review how to budget after the pandemic.
Read More5 Budget Friendly Ways To Be Eco-Friendly :The following are absolutely free things you can do for the environment and your budget.
Read MoreThis past year FLEW by.
I want to say up front, did you know that you have everything you need within you to accomplish your goals?!
Read MoreThe average person’s relationship with money is ever-evolving. You may be in a season where you just can’t even open your bank account because you’re scared what you might see. You may be thriving financially causing you to look at money as a big blessing in your life.
Read MoreThe holidays are such a special time! I feel my energy building up getting ready to watch all of the lovely holiday movies, while cuddling on the coach and sipping on hot cocoa. But for many of us it is a time of financial stress. Sometimes the stress comes from not knowing exactly how much the cost of Christmas will end up being when you see the credit card bill in January. Well - fret not friends! I’ve pulled together a list of gifts UNDER $25, for her AND him!
Read MoreIf you’re someone who thinks of fashion and style as a creative outlet and form of expression, then keeping your wardrobe fresh and modern is probably important to you. The fall and winter seasons are every fashion lover’s dream with new trends hitting the runways, cozy fabrics with festive patterns, and opportunities to layer scarves, coats and sweaters.
When I bought the book Do It Scared it was right when Ruth Soukup launched it, so along with the book I received 3 bonuses as well. One of the bonuses was a personalized detailed assessment of my fear archetype. And let me tell you, as evidenced in the above 2 statements, how scary accurate that assessment was!
When I was young I always wanted to go grocery shopping with my mom, to spend time with her and so I could get all the delicious things. Back then a dozen of eggs would cost $0.80. I even remember walking to the corner dairy drive thru to purchase dairy essentials for the upcoming week, at a very low affordable cost.
Read MoreGetting the kids ready to go back to school is an exciting time for families! From shopping for school supplies to establishing a productive routine, this season brings new opportunities to save money, get organized, and prepare your child for success. In this post, discover back-to-school tips for parents, budget-friendly shopping strategies, and ways to smoothly transition your family into a new school year.
Read MoreFirst and foremost, congratulations on this step in your business! I know it can be a big step, but it will be so worth it! Having a website that does more than just say what you do, but also shines your personality and highlights your service or product in an effective way, is so beyond worth it!
Read MoreIf you’re wondering whether or not you should sign up for Amazon Prime or Costco—or both!—I’m happy you’re thinking about your budget. Recurring expenses, like subscriptions and memberships, are often the biggest budget busters. But unlike the Hulu subscription you may have forgotten about, Amazon Prime and Costco memberships are not as forgettable.
The Most Common Budget Busters & Tips for Avoiding Them
Creating a budget is no small task. In fact, it’s hard work and takes consistent dedication. This is why it’s important for me to educate my clients (and you!) on the kinds of distractions that can derail all that hard work.
Let’s be honest, it’s easier than ever to spend money these days. You don’t even have to carry a wallet! While technology has provided a more convenient way to shop, it can also be detrimental to our financial behavior. I’ve compiled a short list of common things to avoid when you’re creating and sticking to a budget. My hope is that you can find some room in your budget to save towards your bigger goals. You’ve got this!
If you’ve read some of my other blog posts about creating a budget, then you know that I can’t stress enough the importance of maintaining your budget. Too often I see people spending valuable time creating their budget, and then going about their month and completely forgetting about it. It’s not surprising when they look at their final numbers for the month and realize they’ve overspent.
A comment I received in direct messages recently reminded me just how scary finances can be for a lot of people. This particular message said that it’s just too much of a commitment to develop and create a budget. In fact, this person went so far as to say, “Why can’t I just continue to live in financial ignorance?” I think a lot of people feel this same way! Many people would rather not know how much they’re spending every month because it’s easier than knowing.
Read MoreNovember tends to set the tone for the holiday season for me. You bet I already started watching Christmas movies! Some of my favorite Christmas movies include Elf, The Polar Express, How The Grinch Stole Christmas, and any other Holiday movie available on Netflix! Enjoying a cozy night in during the Holiday season helps with budget relief too. I do not have to worry about spending money going out to the movies, or eating out, because all of that can be done in the comfort of my home. I started my holiday baking too; by finding ingredients in my cupboard, searching those ingredients into Google, and making it my own by adjusting according to what I have on-hand.
Read MoreWould you know the answer to the question: Do you live below your means?
Earlier this week I was listening to a podcast where they were talking about how it is culturally acceptable to spend, spend, spend! Buy that new widescreen/flat screen/3D Screen TV! Buy the newest car! Buy that new piece of electronics! Buy the latest and greatest fashion line! Living within this culture where we are conditioned to overspend beyond our means, will allow us to do just that with seemingly no repercussions.
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